Casey Orr Whitman — Piper Sandler — Analyst

<title><strong>Casey Orr Whitman</strong> -- <em>Piper Sandler -- Analyst</em></title> <p>Okay. Comprehended. I want to ask a relevant concern about costs. So that your core cost run price is currently at around $92.5 million and also you've got at the very least the FDIC cost is probably normalizing back up within the very first half the 12 months. So how do you consider expenses shake down until the '20? Or i do believe final call you'd led to like a 4% to 5% escalation in costs for in '20, is the fact that -- does that nevertheless use here or type of what exactly are your thoughts that are general costs in '20? </p> <h2><strong>Robert Michael Gorman</strong> -- <em>Executive Vice President and Chief Financial Officer</em></h2> <p>Yes, that's precisely right, Casey. So we coming from the 4th quarter, we think we are at a run rate of approximately $92 million. Which includes a number of the

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